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Veronika Belousova The macroeconomic and institutional determinants of the profit efficiency frontier for Russian banks


This paper investigates how institutional and macroeconomic factors influence the profit efficiency frontier of Russian banks. We demonstrate that the macroeconomic environment is crucial for constructing the profit frontier. The cargo transportation index, exchange rate, and intermediation ratio have a positive relationship with this efficiency frontier while the share of loan loss provision in the loan portfolio is negatively associated with it. In addition, we find that such institutional determinants as a bank’s location, branch network diversity, and ownership type matter for constructing this frontier.

152 РУБ

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Busy London (Board book)


Push, pull and slide the London scenes to explore the sights of the busy city: turn the London Eye, open and close Tower Bridge, even raise the flag at Buckingham Palace! Busy London is a bright board book with easy-to-use mechanisms that are designed for toddlers. The colourful illustrations are packed with detail and things to spot,... Push, pull and slide the London scenes to explore the sights of the busy city: turn the London Eye, open and close Tower Bridge, even raise the flag at Buckingham Palace! Busy London is a bright board book with easy-to-use mechanisms that are designed for toddlers. The colourful illustrations are packed with detail and things to spot, making it the perfect introduction to London, and a great way to share memories of a first visit. From Marion Billet, the illustrator of the popular Campbell London series.

699 РУБ

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Hegarty Patricia Sea. A World Beneath the Waves


Discover a world beneath the waves that is teeming with life, from tiny graceful seahorses to darting tropical fish and from electric eels to humpback whales. A colourful array of sea creatures is brought to life by award-winning illustrator Britta Teckentrup in this delightful peep-through picture book.

1616 РУБ

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First Words (board book)


Ladybird Toddler Touch First Words is perfect for young children who are starting to explore the world around them. It is full of interesting new words and pictures that are familiar to toddlers, along with interesting finger trails on every page, flaps to lift and plenty of things to touch and feel. Ideal for parent or carer and child to look at together, Toddler Touch First Words is bright and colourful and will help toddlers to learn new words in a fun way.

866 РУБ

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Lloyd Clare, Tucker Loise Things That Go (board book)


The ideal first book to introduce vehicles to toddlers. My First Things That Go is packed with colourful images and clear labelling to help build the foundations of early learning. Help your toddler learn all about vehicles in My First Things That Go. With colourful, bright pictures of vehicles alongside clear word labels your little one will discover planes, cars, bicycles, trains and boats. My First Things That Go keeps early learning simple and fun for your little one. Perfect for encouraging children to build vocabulary and language skills My First Things That Go helps toddlers grasp early concepts. Your little one will love discovering different vehicles while holding the chunky pages of this tactile board book. Read it together and help them turn the pages and learn all about vehicles.

583 РУБ

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First Childrens Dictionary


Filled with useful definitions, First Childrens Dictionary is an ideal first reference book for children eager to expand their vocabulary. With over 3,000 entries of updated, curriculum-linked content, First Childrens Dictionary is an ideal starting place for young children wanting to describe the world around them. From using a dictionary to word histories that help develop an understanding of where words come from, this dictionary for kids is an essential first reference book. Perfect for homework, First Childrens Dictionary is the ideal starting place for children aged 6 and up intrigued about where words come from.

1346 РУБ

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Lynne Truss Talk to the Hand


A battle-cry for civilised behaviour from the author of the multi-million selling Eats, Shoots and Leaves.Talk to the hand cause the face aint listening, the saying goes. When did the world get to be so rude? When did society become so inconsiderate? Its a topic that has been simmering for years, and Lynne Truss says that it has now reached boiling point. Taking on the boorish behaviour that has become a point of pride for some, Talk to the Hand is a rallying cry for courtesy. Like Eats, Shoots and Leaves, Talk to the Hand is a spirited conversation, not a stuffy guidebook. It is not about forks, for a start.Why hasnt your nephew ever thanked you for that perfect Christmas present? What makes your builder think he can treat you like dirt in your own home? When you phone a utility with a complaint (and have negotiated the switchboard), why cant you ever speak to a person who is authorised to apologise? What accounts for the appalling treatment you receive in shops? Most important, what will it take to roll back a culture that applauds rudeness and finds it so amusing? For anyone whos fed up with the brutality inflicted by modern manners (and is naturally too scared to confront the actual yobs), Talk to the Hand is a colourful call to arms from the wittiest defender of the civilised world.

632.11 РУБ

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Truss Lynne Talk to the Hand


A battle-cry for civilised behaviour from the author of the multi-million selling Eats, Shoots and Leaves. Talk to the hand cause the face aint listening, the saying goes. When did the world get to be so rude? When did society become so inconsiderate? Its a topic that has been simmering for years, and Lynne Truss says that it has now reached boiling point. Taking on the boorish behaviour that has become a point of pride for some, Talk to the Hand is a rallying cry for courtesy. Like Eats, Shoots and Leaves, Talk to the Hand is a spirited conversation, not a stuffy guidebook. It is not about forks, for a start. Why hasnt your nephew ever thanked you for that perfect Christmas present? What makes your builder think he can treat you like dirt in your own home? When you phone a utility with a complaint (and have negotiated the switchboard), why cant you ever speak to a person who is authorised to apologise? What accounts for the appalling treatment you receive in shops? Most important, what will it take to roll back a culture that applauds rudeness and finds it so amusing? For anyone whos fed up with the brutality inflicted by modern manners (and is naturally too scared to confront the actual yobs), Talk to the Hand is a colourful call to arms from the wittiest defender of the civilised world.

360 РУБ

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Im Ready to Sing! A Ladybird BIG book


Im Ready to Sing is a big, colourful book from Ladybird with a squishy padded cover and engaging pictures. It is packed with twenty-nine different popular nursery songs and rhymes that young children tend to learn and sing at nursery, school and toddler groups. Research has shown that adults often dont know the words to popular nursery songs or nursery rhymes so this is a great resources for both parents and teachers. Have fun learning the words to favourite nursery rhymes and songs such as Ten Fat Sausages, Five Speckled Frogs, One Man Went to Mow, There Was An Old Woman Who Swallowed a Fly, The Wheels on the Bus, The House that Jack Built, Sleeping Bunnies, Down in the Jungle and more! Theres also a useful index of first lines so its really easy to look up your favourites.

529 РУБ

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Hosseini Khaled The Kite Runner


Afghanistan, 1975: Twelve-year-old Amir is desperate to win the local kite-fighting tournament and his loyal friend Hassan promises to help him. But neither of the boys can foresee what will happen to Hassan that afternoon, an event that is to shatter their lives. After the Russians invade and the family is forced to flee to America, Amir realises that one day he must return to Afghanistan under Taliban rule to find the one thing that his new world cannot grant him: redemption.

933 РУБ

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Liz Fielding The Tycoons Takeover


Taking on the boss…India Claibourne is bright, beautiful and the boss of an exclusive London department store. Jordan Farraday is a devastatingly handsome tycoon–and his number one aim is to take over that store!Jordan may make her heart pound with excitement, but no way is India going to let that happen. The battle of wills commences–the final showdown that will dig up past secrets and shake up everything that is dear to India and Jordan. There was only supposed to be one winner–but perhaps this time there will be two….

343.22 РУБ

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Baxi Nishant Playing Simulation Games


It is safe to say that you are exhausted and need to make the most of your recreation time? At that point, playing re-enactment recreations is your best decision. In the event that you are new to these recreations, this is your opportunity to extend your thoughts.

488 РУБ

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Digital Minilabs - Frontier | Fujifilm Europe

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Bruce Gibbs P. Advanced Kalman Filtering, Least-Squares and Modeling. A Practical Handbook


This book is intended primarily as a handbook for engineers who must design practical systems. Its primary goal is to discuss model development in sufficient detail so that the reader may design an estimator that meets all application requirements and is robust to modeling assumptions. Since it is sometimes difficult to a priori determine the best model structure, use of exploratory data analysis to define model structure is discussed. Methods for deciding on the “best” model are also presented. A second goal is to present little known extensions of least squares estimation or Kalman filtering that provide guidance on model structure and parameters, or make the estimator more robust to changes in real-world behavior. A third goal is discussion of implementation issues that make the estimator more accurate or efficient, or that make it flexible so that model alternatives can be easily compared. The fourth goal is to provide the designer/analyst with guidance in evaluating estimator performance and in determining/correcting problems. The final goal is to provide a subroutine library that simplifies implementation, and flexible general purpose high-level drivers that allow both easy analysis of alternative models and access to extensions of the basic filtering. Supplemental materials and up-to-date errata are downloadable at http://booksupport.wiley.com.

13450.76 РУБ

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Вадим Зеланд Tufti the Priestess. Live Stroll Through a Movie


Meet the new world sensation. It’s Tufti. Why is it that nothing seems to work out the way you want it to, despite the fact that you act according to your own free will? You might think that the reason why nothing is working out the way you want, is because that’s just how life is. But the real reason things don‘t work out the way you want them to, is because you aren‘t acting according to your own free will – you are being directed by a script. Another reason things don‘t work out the way people want them to, is because they don‘t know how to take the right action to shape events the way they want. Rather than composing the reality of the upcoming film roll, they tend to battle with the reality they face in the current frame. Reality exists only in the here and now, and what is real is real only to the extent that it has taken place in the material world. You cannot change what has already happened. Yet when you fight with your current reality, that is exactly what you are doing, because everything that surrounds you consists of something that has already happened. If you want to change the script, you have to wake up and come alive inside the movie.

385 РУБ

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Hosseini Khaled The Kite Runner


1970s Afghanistan: Twelve-year-old Amir is desperate to win the local kite-fighting tournament and his loyal friend Hassan promises to help him. But neither of the boys can foresee what will happen to Hassan that afternoon, an event that is to shatter their lives. After the Russians invade and the family is forced to flee to America, Amir realises that one day he must return, to find the one thing that his new world cannot grant him: redemption.

384 РУБ

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McArdle Sean How to Tell the Time


A fun first guide to how to tell the time, this bright and bold lift-the-flap activity book features a clock with moveable hands! Telling the time is a key topic for early learners. This charming and colourful book helps kids understand the basics of telling the time. Fully interactive, the book features lift-the-flap puzzles that help kids to relate telling the time to everyday life - posing questions such as Its 8.15 - is it time for breakfast?, Does it take 2 minutes to brush your teeth?. How to Tell the Time introduces kids to how we measure time using seconds, minutes, hours, days, months, and years. It gets kids learning to tell and write the time to the nearest five minutes. There is a flap attached to the front jacket that opens to reveal an amazing clock with moveable hands. Quiz questions that relate to the clock are found sprinkled throughout the book, encouraging kids to move the hands on the clock face and tell the correct time. Telling the time is often a subject that children find hard to grapple with. This book is just what those children need, as it tackles the subject in a fully interactive and playful way.

1346 РУБ

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Fractions Bumper Book. Ages 5-7


An engaging bumper Fractions activity book to really help boost your childs progress at every stage of their learning! Including helpful questions and answers, this Maths book provides reassurance whilst supporting your childs learning at home. Combining useful Maths practice with engaging, colourful illustrations, this Fractions bumper practice book helps to boost your childs confidence and develop good learning habits for life. Each fun activity is designed to give your child a real sense of achievement. Included in this book: * questions that allow children to practise the important skills learned at school * colourful activities that make learning fun and motivate children to learn at home * helpful tips and answers so that you can support your childs learning

1021 РУБ

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Medcalf Carol Abc. Ages 3-5


An engaging ABC activity book to really help boost your childs progress at every stage of their learning! Fully in line with the Early Years Foundation Stage, this English book provides reassurance whilst supporting your childs learning at home. Combining useful English practice with engaging, colourful illustrations, this ABC practice book helps to boost your childs confidence and develop good learning habits for life. Each fun activity is designed to give your child a real sense of achievement. Included in this book: - questions that allow children to practise the important skills learned at school - colourful activities that make learning fun and motivate children to learn at home - helpful tips and answers so that you can support your childs learning.

462 РУБ

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Fernandes Sarah-Anne Maths. Ages 8-10


An engaging Maths activity book to really help boost your childs progress at every stage of their learning! Including helpful questions and answers, this Maths book provides reassurance whilst supporting your childs learning at home. Combining useful Maths practice with engaging, colourful illustrations, this Maths practice book helps to boost your childs confidence and develop good learning habits for life. Each fun activity is designed to give your child a real sense of achievement. Included in this book: * questions that allow children to practise the important skills learned at school * colourful activities that make learning fun and motivate children to learn at home * helpful tips and answers so that you can support your childs learning

770 РУБ

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Medcalf Carol Counting Bumper Book. Ages 3-5


An engaging Counting activity bumper book to really help boost your childs progress at every stage of their learning! Fully in line with the Early Years Foundation Stage, this Maths book provides reassurance whilst supporting your childs learning at home. Combining useful Maths practice with engaging, colourful illustrations, this Counting bumper book helps to boost your childs confidence and develop good learning habits for life. Each fun activity is designed to give your child a real sense of achievement. Included in this book: - questions that allow children to practice the important skills learned at school. - colourful activities that make learning fun and motivate children to learn at home. - helpful tips and answers so that you can support your childs learning.

847 РУБ

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Medcalf Carol Phonics Bumper Book. Ages 3-5


An engaging Phonics activity bumper book to really help boost your childs progress at every stage of their learning! Fully in line with the Early Years Foundation Stage, this English book provides reassurance whilst supporting your childs learning at home. Combining useful English practice with engaging, colourful illustrations, this Phonics bumper book helps to boost your childs confidence and develop good learning habits for life. Each fun activity is designed to give your child a real sense of achievement. Included in this book: - questions that allow children to practice the important skills learned at school. - colourful activities that make learning fun and motivate children to learn at home. - helpful tips and answers so that you can support your childs learning.

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Hosseini Khaled The Kite Runner


Twelve-year-old Amir is desperate to win the approval of his father, so resolves to win the local kite-fighting tournament and prove that he has the makings of a man. His loyal friend Hassan promises to help him - for he always helps Amir. But this is 1970s Afghanistan and Hassan is merely a low-caste servant who is jeered at in the street, although Amir feels jealous of his natural courage and the place he holds in his fathers heart. Neither of the boys can foresee what will happen to Hassan on the afternoonof the tournament, an event that is to shatter their lives. After the Russians invade and the family is forced to flee to America, Amir realises that one day he must return, to find the one thing that his new world cannot grant him: redemption.

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Nikolay Lakutin Obscene stories


Youve probably heard the expression that every person is a whole world. But few people know what it means. Indeed, there are so many people, so many opinions, so many views on life, so many ideas about what it is. Expand these ideas, do not stop there, your world will only expand and unfold in a new, unprecedented light and scale.

490 РУБ

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Douglas Edwards Properties


The world is populated with many different objects, to which we often attribute properties: we say, for example, that grass is green, that the earth is spherical, that humans are animals, and that murder is wrong. We also take it that these properties are things in their own right: there is something in which being green, or spherical, or an animal, or wrong, consists, and that certain scientific or normative projects are engaged in uncovering the essences of such properties. In light of this, an important question arises: what kind of things should we take properties themselves to be? In Properties, Douglas Edwards gives an engaging, accessible, and up-to-date introduction to the many theories of properties available. Edwards charts the central positions in the debate over properties, including the views that properties are universals, that properties are constructed from tropes, and that properties are classes of objects, and assesses the benefits and disadvantages of each. Attempts to deny the existence of properties are also considered, along with ‘pluralist’ proposals, which aim to accommodate the different kinds of properties that are found in various philosophical debates. Properties is the ideal introduction to this topic and will be an invaluable resource for scholars and students wishing to learn more about the important roles that properties have played, and continue to play, in contemporary philosophy.

4963.79 РУБ

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